Partial payment checklist
For purchases from € 100.00
Duration: 12 to 60 months
Minimum age: 18 years
Minimum net income: approx. € 1,000.00 */**
Main residence: Austria
Employment: Austria and surrounding Borderland
Duration of employment: at least 3 months (with the same employer)
Down payment: Depends on dealer, product and customer credit rating
Financing up to € 4,000.00
- Customer's ATM- (Maestro-)Card
- If not available, current payslip or pension notification (last month)
- Official Identification (Passport, Driving license or EU identity card)
Financing over € 4,000.00
- Current pay slip or pension notification (last month)
* Persons who are not in an upright employment or service relationship and do not receive a regular attachable income¹ in Austria can only be financed with a solvent co-debtor
¹ Example of non-attachable income:
- Unemployment benefit, social assistance
- Emergency aid or sickness benefit
- Maternity leave
- Care allowance
- scholarship
- Family allowance
- 20% deposit required
- No financing to partnerships or corporations